Broker Check

Investment Advisory Services and Portfolio Management

 Coronavirus (COVID-19) Updates  

Finra Coronavirus (COVID-19) Update https://www.finra.org/rules-guidance/key-topics/covid-19

 

MWM Advisory Group, LLC is an independent fiduciary firm and a Registered Investment Adviser in the State of Indiana. We provide financial advisement and portfolio management to individuals, small businesses, families, trusts, and endowments throughout NW Indiana. We are committed to providing our clients with real transparency and a level of communication they deserve. From planning your retirement to navigating surprise life events, MWM Advisory Group will guide you through your unique financial voyage. We look forward to meeting you either in person or virtually. Please feel free to contact our office directly with any questions or send us an email or text:

Office: 219-510-5069

Email: RIA@mwmadvisory.group

Text: 219-533-3739

***Please do not leave any investment order requests on voicemail or through text messaging.


Investment Management With MWM

Living in an age of rapid change and constant communication, dozens of outside factors can have an affect on our personal investments. Global economic movements, tax law changes, interest rate fluctuations, wars, policies, etc. can have a tremendous impact on your portfolio. All this information can be overwhelming for some investors and can cause impulsive reactions, or avoidance. For many people, keeping up with the markets on a daily basis is just not at the top of the list. This is where professional portfolio management holds value.

Your Goals Are Our Priority: Your goals will shape our investment choices for your portfolio. Whether you want to create a legacy or build wealth for retirement, our customized approach ensures that your portfolio will reflect your needs now and in the future. 

Tax Efficiency: Tax Laws are complex and our job is to ensure that we minimize the impact that Uncle Sam has on your holdings. Tax loss harvesting plays a major role in the overall efficiency of your portfolio and we identify which holdings can be sold to take advantage of losses from a tax standpoint. For those that want to give back through charitable donations, we will employ tax intelligent charitable giving from your IRAs or gifting highly appreciated stocks. We will advise on the best options according to your unique situation. Many of our investment clients use our tax services which really helps us in understanding your entire financial picture. Our main goal for all our clients is to maximize overall gains and minimize overall taxation. Current tax code and proposed tax law changes are always considered and addressed for any major transaction or portfolio objective.

Socially Responsible: For many of our clients that wish to avoid certain companies or industries, we will choose investments based on your moral and ethical beliefs. We encourage our clients to take a stand against companies that employ a profit over people mentality. Education and relevant information is the key to understanding where to invest your hard earned money. We can make a difference and we can identify organizations that embrace this philosophy.

Diversification: In the world of investing, you will need to assume some level of risk to create gains. Markets can and will be volatile and unpredictable. By diversifying your portfolio across sectors and industries you can effectively reduce the consequence of an incorrect forecast. Spreading risk has been a staple in investing, well since there has been investing! Diversification is an extremely important component in constructing your portfolio. Weighted allocation will be dependent on your risk appetite, market conditions, and goals. 

Minimizing Cost: MWM Advisory Group offers a straightforward fee schedule that is a percentage based on the amount invested through our firm. We offer our investment advisory services on a fee-based level and no commissions as a fiduciary firm. We also offer a Fee-Only schedule for financial planning and managing assets held in outside accounts. 

Experience Matters: All investment strategies are designed and monitored by owner and senior portfolio manager, Joe Murphy. Client funds are held in custody at Charles Schwab.  


Trading Accounts

Some clients enjoy trading their own accounts, but would like the investment and tax advisement of a local professional on demand. Opposed to relying on the call centers at major custodians, many of our clients appreciate having someone you know and trust to advise on your investments and guide you through any unique trading or tax challenges. We offer this service on a fee-only schedule and can be billed directly from your core account. Our partnership with Charles Schwab allows our clients access to a popular trading platform and state of the art research tools. 


Retirement Plans For Business Owners

There are many different types of retirement plans available, but which plan best fits your company? We educate and advise business owners on the benefits of adding a retirement plan and help to identify the best options for your company. 

401ks

Solo 401ks

Simple Plan

SEP IRAs

Profit Sharing

 

Fiduciary 

The term gets a lot of mileage, but what does it mean? Fiduciary is a standard of higher care and fiduciaries are legally and ethically required to act in your best interest before their own. Not all financial advisors are fiduciaries. It's up to you as a consumer to ask and determine if you want your advisor held to this higher standard.

MWM ADVISORY GROUP, LLC
CRD#: 310866
334 W US HWY 30 SUITE A
VALPARAISO, IN 46385


Part 2B Brochure

MWM Advisory Group Part 2A